Agricultural Services

AG OPERATING LINES OF CREDIT

We want to help your vision for the future of your operation become a reality, but we also understand the uncertainties of agribusiness. A customized credit line can help level out your cash flow throughout the year. Whether it's a total farm operating line or funds to fulfill a short-term need - we're here for you!

AG REAL ESTATE

From farmland purchase to construction or refinancing your operation - we're here to offer comfortable rates for a term your ag business can handle.
We offer a variety of farm real estate loans for purchasing land, refinancing real estate, new construction, or building improvements.

EQUIPMENT FINANCING

Every farm operation is different. When you are looking to purchase machinery or equipment, we have a range of options with flexible repayment terms to fit your operation.

-New or used equipment financing
-Comfortable repayment terms
-FSA guaranteed loans

STATE AND FEDERAL PROGRAMS

Citizens State Bank of Loyal is a USDA Farm Service Agency preferred lender. We're your partner in securing financing through government programs.

Citizens State Bank of Loyal also works in connection with Wisconsin Business Development (WBD) The Small Business Administration (SBA) and Wisconsin Housing and Economic Development Authority (WHEDA) to help obtain the right financing for our clients.