Business Deposit Accounts
| Small Business Checking | Business Checking | Business Checking Plus | |
|---|---|---|---|
| Benefit for you | All deposits are free | All ACH and On-Us deposits are free | All deposits are free |
| Minimum Opening Balance | $100 | $1,000 | $100 |
| Minimum to Maintain on Account | No | $1,000 | $1,000 |
| Earnings Credit | No | Yes, bank establishes rate periodically | No |
| Monthly Service Charge | No | $10/month for balances below $1000 | $10/month for balances below $1000 |
| Other Conditions | 150 Free Debit Transactions (.30¢ after 150) | Checks & Debits .20¢ ACH & POS .07¢ |
150 Free Debit Transactions (.30¢ after 150) |
| More Information | Small Business Checking | CSB Business Checking | Business Checking Plus |
Click here for an important disclosure regarding Electronic “Wholesale Credit” Transactions
CSB Small Business Checking
We know you work hard to make your business grow. With the CSB small business checking you can be sure that you won’t lose money from fees on your deposits! There is no monthly maintenance fee and no minimum balance requirement! You’ll save all your hard earned money with CSB’s Small business checking.
- $100 minimum opening deposit
- All deposits are free
- 150 free transactions 1
- No monthly maintenance fee
- Free access to online banking
- Debit card and checks available
1 .30¢ per debit over 150
Earnings credit is not available.
Uncollected usage charge = Prime + 2%
This account does not earn interest
CSB Business Checking
We go the extra mile for our business clients with the CSB Business Checking because we know that the costs associated with a business checking account can add up at other financial institutions . We strive to offset those types of transaction fees by offering an earnings credit.
The CSB Business Checking offers
- All on-us and ACH deposits are free
- Low transaction fees1
- $1000 minimum opening deposit
- No monthly maintenance fee for balances $1000 and above
- Free access to online banking
- Debit card and checks available
1 Check and other debit transactions = .20¢ each / ACH & POS transactions = .07¢ each / items not drawn on us = .07¢ each
2 Earnings credit rate established periodically by the bank. Uncollected funds usage charge = Prime rate + 2%
3 Must maintain a minimum balance of $1000 to avoid $10 monthly maintenance fee.
CSB Business Checking Plus
- $100 minimum opening deposit
- All deposits are free
- 150 free debit transactions1
- No monthly maintenance fee for balances $1000 and above2
- Interest earning account3
- Free access to online banking
- Debit card and checks available
1 .30¢ per debit over 150
Earnings credit is not available. Uncollected usage charge = Prime + 2%
2 Maintain a minimum daily balance of $1000 to avoid $10 maintenance charge.
3 Interest is calculated on 365 day basis on daily collected fund balance. Rate is established periodically by the bank. Interest credited and fees charged to account monthly