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Business Deposit Accounts

Comparison table of business deposit accounts.
  Small Business Checking Business Checking Business Checking Plus
Benefit for you All deposits are free All ACH and On-Us deposits are free All deposits are free
Minimum Opening Balance $100 $1,000 $100
Minimum to Maintain on Account No $1,000 $1,000
Earnings Credit No Yes, bank establishes rate periodically No
Monthly Service Charge No $10/month for balances below $1000 $10/month for balances below $1000
Other Conditions 150 Free Debit Transactions    (.30¢ after 150) Checks & Debits .20¢
ACH & POS .07¢
150 Free Debit Transactions (.30¢ after 150)
More Information Small Business Checking CSB Business Checking Business Checking Plus

Click here for an important disclosure regarding Electronic “Wholesale Credit” Transactions


CSB Small Business Checking

We know you work hard to make your business grow. With the CSB small business checking you can be sure that you won’t lose money from fees on your deposits! There is no monthly maintenance fee and no minimum balance requirement! You’ll save all your hard earned money with CSB’s Small business checking.

  • $100 opening deposit
  • All deposits are free
  • 150 free transactions 1
  • No monthly maintenance fee
  • Free access to online banking
  • Debit card and checks available

1 .30¢ per debit over 150

Earnings credit is not available.

Uncollected usage charge = Prime + 2%

This account does not earn interest


CSB Business Checking

We go the extra mile for our business clients with the CSB Business Checking because we know that the costs associated with a business checking account can add up at other financial institutions . We strive to offset those types of tranaction fees by offering an earnings credit.

The CSB Business Checking offers

  • All on-us and ACH deposits are free
  • Low transaction fees1
  • $1000 opening deposit
  • $10/month fee waived for balances above $1000
  • Free access to online banking
  • Debit card and checks available

1 Check and other debit transactions = .20¢ each / ACH & POS transactions = .07¢ each / items not drawn on us = .07¢ each

2 Earnings credit rate established periodically by the bank

3 Maintain $1000 daily balance to avoid $10 monthly maintenance fee


CSB Business Checking Plus

  • $100 opening deposit
  • All deposits are free
  • 150 free debit transactions1
  • $10/month fee waived for balances above $10002
  • Interest earning account3
  • Free access to online banking
  • Debit card and checks available

1 .30¢ per debit over 150

Earnings credit is not available. Uncollected usage charge = Prime + 2%

2 Maintain a minimum daily balance of $1000 to avoid $10 maintenance charge.

3 Interest is calculated on 365 day basis on daily collected fund balance. Rate is established periodically by the bank. Interest credited monthly

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