Current Deposit Rates

Certificate Of Deposits and Fixed Rate IRA CDs

6 Months

Comparison table of CDs & Fixed Rate IRA CDs - 6 mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	2.72%	2.75%
$10,000 to $49,999.99	3.69%	3.75%
$50,000 to $99,999.99	3.74%	3.80%
$100,000 and over	3.78%	3.85%

12 months

Comparison table of CDs & Fixed Rate IRA CDs - 12 Mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	1.98%	2.00%
$10,000 to $49,999.99	2.96%	3.00%
$50,000 to $99,999.99	3.01%	3.05%
$100,000 and over	3.06%	3.10%

24 Months

Comparison table of CDs & Fixed Rate IRA CDs - 24 Mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	1.74%	1.75%
$10,000 to $49,999.99	2.72%	2.75%
$50,000 to $99,999.99	2.76%	2.80%
$100,000 and over	2.81%	2.85%

36 Months

Comparison table of CDs & Fixed Rate IRA CDs - 36 Mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	1.83%	1.85%
$10,000 to $49,999.99	2.81%	2.85%
$50,000 to $99,999.99	2.86%	2.90%
$100,000 and over	2.91%	2.95%

48 Months

Comparison table of CDs & Fixed Rate IRA CDs - 48 Mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	2.23%	2.25%
$10,000 to $49,999.99	3.20%	3.25%
$50,000 to $99,999.99	3.25%	3.30%
$100,000 and over	3.30%	3.35%

60 Months

Comparison table of CDs & Fixed Rate IRA CDs - 60 Mo.
Balance	Interest Rate	APY ^*
$1,000 to $9,999.99	2.62%	2.65%
$10,000 to $49,999.99	3.59%	3.65%
$50,000 to $99,999.99	3.64%	3.70%
$100,000 and over	3.69%	3.75%

CSB Money Market

$1,000 Minimum to Open
MONTHLY COMPOUNDING

Comparison table of CSB Money Market
Balance	Interest Rate	APY ^*
$0 to $9,999.99	0.05%	0.05%
$10,000 to $24,999.99	0.05%	0.05%
$25,000 to $49,999.99	0.70%	0.70%
$50,000 to $99,999.99	0.90%	0.90%
$100,000 to $249,999.99	1.30%	1.31%
$250,000 and over	1.70%	1.71%

NOW Accounts

$100 Minimum to Open
MONTHLY COMPOUNDING

Comparison table of NOW Accounts
Balance	Interest Rate	APY ^*
$0 to $999.99	0.00%	0.00%
$1,000 to $9,999.99	0.05%	0.05%
$10,000 to $24,999.99	0.05%	0.05%
$25,000 to $49,999.99	0.05%	0.05%
$50,000 and over	0.05%	0.05%

Checking Accounts

Comparison table of Checking Accounts
	Interest Rate	APY ^*
Loyal Rewards Checking¹	0.75%	0.75%

¹0.75% APY on Balances Up To $20,000.

ATM Fee Refunds Nationwide. No Minimum Balance.

Have 10 debit card transactions post & clear per statement cycle, enroll & receive E-statements, have 1 direct deposit or 1 ACH auto debit post & clear per statement cycle, & accesses online banking.

No minimum to open account. Rate tiers are as follows: 0.75% APY applies to balances of $.01-$20,000 and 0.15% APY applies to balances over $20,000 as long as qualifications are met each qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.75% APY to 0.15% APY as long as qualifications are met. An interest rate of 0.15% will be paid only for that portion of your daily balance that is greater than $20,000. The annual percentage yield for this tier will range from 0.75% to 0.15%, depending on the balance in the account. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only. **ATM fee refunds Nationwide per cycle when qualifications are met. No refunds on International ATM fees.

Savings Accounts

Comparison table of Savings Accounts
	Interest Rate	APY ^*	Minimum Amount to Open	Compounding
CSB Savings	0.10%	0.10%	$100.00	Quarterly Compounding
Health Savings Account	0.10%	0.10%	$100.00	Quarterly Compounding
Christmas Savings	0.25%	0.25%	$0.00	Interest at maturity - no compounding

IRA, SEP, ROTH IRA's and Coverdell Education Savings Account

Comparison table of IRA, SEP, ROTH IRA's and Coverdell Education Savings Account
Balance	Interest Rate	APY ^*
$0 to $9,999.99	1.250%	1.260%
$10,000 to $24,999.99	1.300%	1.310%
$25,000 to $49,999.99	1.400%	1.410%
$50,000 and over	1.650%	1.660%