Mortgage Center

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Meet Our Mortgage Team:

 

Leah Wilson
Leah Wilson VP - Mortgage Banking Manager & Universal Loan Officer 715-743-7494 NMLS #: 1463121
Dakota  Watton
Dakota Watton AVP – Universal Loan Officer 715-743-7494 NMLS #: 2514287
Alejandro Mendoza
Alejandro (Randy) Mendoza AVP - Universal Loan Officer 715-255-8526 NMLS #: 2792728
Candice  Lemley
Candice Lemley AVP, Spencer Branch Manager & Universal Loan Officer 715-659-5159 NMLS #: 2683493
Donny Snyder
Donny Snyder AVP - Loan Officer - Marshfield Area and Marshfield Branch Manager 715-486-8151 NMLS #: 1716959

Mortgage Loan Options

Conventional Fixed Rate Loans

Our conventional Fixed Rate Loan offers consistent monthly payments  for standard residential properties and is the go-to mortgage product for most home buyers or those seeking to refinance their existing mortgage.

Home Improvement Loans

Are you looking to remodel your kitchen or replace your roof? We can help you with your home projects through our home improvement loan options which include Second Mortgages and Home Equity Loans.

Construction Loans

Are you ready to build your dream home? Our Construction Loans provide you with the financing that you need to complete your home building project. Enjoy the benefit of interest only payments during the duration of the Construction Loan. After you complete your project, we are here to help you transition to one of our permanent financing options. 

Mortgage Refinancing

Whether you are looking to reduce your monthly payment, lower your interest rate or access the equity that you have in your home; we can help you with our mortgage refinance options. 

Home Equity Lines of Credit

Home Equity Lines of Credit (HELOCs) allow you to pay for the things that are important to you by utilizing the equity that you have built in your home. You can enjoy the convenience of being able to access your revolving Home Equity Line of Credit at any time!

Vacant Land Loans

Are you looking to purchase hunting land, a future building site, or even the lot next door? Our Vacant Land financing can help you achieve this dream!

In-House Balloon Mortgage

Our In-House Balloon Mortgage offers a lending solution with shorter terms for standard properties. This product also offers financing for unique residential properties that may not qualify for Conventional Fixed Rate financing. 

WHEDA Loans

We partner with Wisconsin Housing and Economic Development Authority (WHEDA) to offer mortgage financing for home purchases. WHEDA can help you with your home buying dreams by offering lower down payment options, down payment assistance and flexible credit qualifications.

Downpayment Plus Program

We partner with the Federal Home Loan Bank of Chicago (FHLB) to offer the Downpayment Plus Program (DPP). The Downpayment Plus Program provides down payment and closing cost assistance for income-eligible homebuyers. The assistance is provided in the form of a forgivable grant paid on behalf of the borrower at the time the borrower closes on their mortgage financing. Grants are forgiven after a five-year retention period. 

 


What To Bring When Applying For A Home Loan

Most recent paystubs for past 30 days

Two most recent tax returns

Two most recent Form W-2s, 1099s, K-1s, etc.

Two most recent bank statements

Homeowners Insurance Policy

Completed Offer to Purchase (if applicable)

 

For Self-Employed Individuals:

YTD Profit and Loss Statement

Two most recent business tax returns

 

If Refinancing:

Mortgage Statement

Abstract or Title Insurance Policy

 


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