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Savings With CSB Loyal

Comparison table of savings accounts.
  CSB Savings CSB Money Market Certificate of Deposit (CD)
Benefit for you The easiest way to earn interest Higher balances earn higher rates Higher balances earn higher rates
Minimum Opening Balance $100 $1,000 $1000
Minimum to Maintain on Account $100 $1,000 N/A
Earns Interest Yes Tiered interest Tiered Interest
Monthly Service Charge $5/ month for balances below $100 $14/month for balances below $1000 No service charges
Other Conditions Maximum of six debit transactions per cycle $5 fee applied to all debit transactions in excess of six. Maximum of six debit transactions per cycle $5 fee applied to all debit transactions in excess of six. Penalty for early withdrawl on certificate of deposit
More Information CSB Savings CSB Money Market CSB CDs

CSB Savings Account:

  • $100 minimum opening deposit
  • Minimum daily balance of $100 required1
  • Interest calculated daily and compounded quarterly2
  • ATM card available3
  • E-Statements available online
  • Free access to online banking
  • Free 24 hour telephone banking

1Must maintain a daily minimum of $100 to avoid a $5.00 monthly charge. Requirement waived for minors under age 18
2.Rates are variable and may change after account is opened. Fees may reduce earnings on the account
3.ATM cards $3.00 each

For more information call 1-800-599-8399


CSB Money Market

A CSB Money Market Account requires a $1,000 minimum balance1and earns a variable rate of interest with tiered rates

  • $1000 minimum opening deposit
  • Minimum daily balance of $1000 required1
  • Interest calculated daily and compounded monthly
  • E-Statements available online
  • Free access to online banking
  • Free 24 hour telephone banking
  • Checks available2

1Must maintain a daily minimum of $1000 to avoid a $14.00 monthly charge.
2 Maximum of six debit transactions per cycle. $5 charge will be applied to all debit transactions in excess of six.

For more information call 1-800-599-8399


CSB Certificates of Deposit

A Certificate of Deposit (CD) is a time deposit account that has a specific period to earn interest. The interest rate is dependent on the rate at the time the initial deposit is made.

  • Maturity terms ranging from 91 days to 60 months.1
  • Competitive tiered interest rates
  • Annual Percentage Yield (APY) for CD’s is calculated using monthly compounding
  • $1000 minimum opening deposit unless otherwise stated

1 Penalty for early withdrawal

For more information call 1-800-599-8399


 

photo of a christmas tree

Christmas Savings

Looking for an easy way to save for holiday shopping? Check out Citizens State Bank of Loyal's Christmas Savings Account!

  • $10 opening deposit required
  • Earns Interest1
  • No maintenance fees
  • Automatic transfers into account can be set up
  • Principal plus interest paid annually in October every year2

1.Simple interest calculated daily and paid annually. Interest is forfeited for early withdrawal. Rates are variable and may change after account is opened.
2. Interest paid annually, no compounding
Not available for overdraft protection or ATM card

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