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Loyal Rewards Checking

Loyal Rewards Checking Pays 0.75% APY¹ on qualifying balances up to $20,000 and 0.05% APY even if you don’t qualify!

PLUS refunds on ATM fees, nationwide²

It’s easy to earn your rewards…

Just do the following activities and transactions in your Loyal Rewards Checking account each month:

Have at least 10 debit card purchases post and settle per qualification cycle³
Have at least one automatic payment (ACH) or direct deposit post and settle
Enrolled and receive eStatements in your online banking

Don’t worry if you miss your qualifications…

Your account is always free. Plus, you can still earn a higher rate & refunds on ATM fees the very next cycle.

¹ Annual Percentage Yield (APY) accurate as of 04/01/2020. No minimum to open account. Rate tiers are as follows: 0.75% APY applies to balances of $.01 – $20,000 and 0.15% APY applies to balances over $20,000 as long as qualifications are met each cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.75% APY to 0.15% APY as long as qualifications are met. An interest rate of 0.15% APY will be paid only for that portion of your daily balance that is greater than $20,000. The annual percentage yield for this tier will range from 0.75% to 0.15%, depending on the balance in the account. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only.

² ATM fee refunds Nationwide per cycle when qualifications are met. No refunds on International ATM fees.

³Qualification Cycle is the same as Statement Cycle which is the day after the 3rd Wednesday of each month through the 3rd Wednesday of the next month.